This coastal retreat offers a blend of comfort, style, and stunning views with a reverse floor plan that maximizes its scenic surroundings. The top floor features an open-concept living, dining, and kitchen area with new luxury vinyl plank flooring and an expansive deck showcasing ocean views. The kitchen, updated in 2021, features sleek cabinets and comes fully equipped with appliances, all of which convey with the sale. A half bathroom on this level adds convenience. The lower level includes 3 bedrooms and 2 full bathrooms, with the primary bedroom offering direct access to a deck with serene ocean views, which can also be enjoyed from the lower deck. The ground level has a walk-in storage area, fenced yard, outdoor shower, and ample parking. The top floor HVAC was replaced in August 2024. This one-owner home, sold mostly furnished (see the MLS documents for a list of excluded items), has never been rented and is in excellent condition. The seller has recently obtained engineering plans and a permit to enclose the lower level (avail. upon request). Located just a mile from Surf City's attractions and a short walk to a public beach access, this home is a perfect coastal haven. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details.